IMPORTANT NOTICE:

Permission to use this software is conditional upon the terms set out below. You are taken to have accepted these terms as soon as you access, view or use the software. Any use of the software which is not in accordance with these terms is unauthorised and a copyright infringement in breach of the Copyright Act 1968 (Cth).

You must not:

• copy or reproduce the software except as expressly permitted by the Copyright Act; or
• copy or modify any documentation supplied with the software and only use it for its intended purpose.

You acknowledge and agree that:

• we do not guarantee that the software or any calculations or outputs from the operation of the software will be error-free or that the software will be virus-free;
• our liability to you for any breach of any term implied by statute which cannot be excluded is limited, at our option, to, where the breach relates to goods:
  
  1. the replacement of the goods to which the breach relates;
  2. the repair of the goods; or
  3. the payment of the cost of replacing the goods or having them repaired, and where the breach relates to services:
  4. the provision of the services again; or
  5. the payment of the cost of having the services provided again;
• except as referred to above, we will not be liable to you for any loss or damage of any kind arising directly or indirectly out of any defects in the software, your use of or reliance upon the software, delays or interruptions (for any reason), non-compliance with any legislative requirements or any other cause whatsoever;
• you have exercised independent judgment in using the software and have not relied on any representation made by us (whether in writing or not) as to its features, accuracy or operation;
• we make no representations and give no warranties as to whether the software and information contained in it is complete, accurate, up-to-date or fit for the purpose for which it is required;
• the software has been designed as a financial strategy exploration and information tool for residents of Australia only;
• in providing the software, we do not provide financial product advice.